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PayiQ, a Quisitive company, is an innovative payment processing and Payments Intelligence^TM platform whose solutions are designed to optimize payment processing for ISOs and ISVs while offering a new way for merchants to enhance consumer engagement. Our cloud-enabled architecture delivers a range of new technologies that streamline traditional ISO/ISV back-office operations through automated underwriting, onboarding, agent residual payments, and chargeback management to help you lower costs while improving efficiency and support. PayiQ’s Payments Intelligence^TM solution leverages transaction data in an entirely new way to help merchants identify the behaviors of previously unknown customers without requiring them to opt into a loyalty program.